Home warranties give home buyers peace of mind in knowing that their purchase is protected. It also provides the seller with protection. Should an appliance or structural problem present itself after the home is sold, the seller may be held liable for the repairs or replacement. A First American home warranty provides the protection buyers and sellers need to make the home buying process as stress-free and smooth as possible.
First American is a reputable company with more than 25 years of experience in the home warranty industry. Backed by First American Financial Corporation, the company boasts great financial strength that allows them to honor their commitment to their customers.
What Does A First American Home Warranty Cover?
First American offers a variety of different coverage options to meet the needs of any home buyer. A Standard contract covers the following:
- Plumbing and Plumbing Stoppages
- Hot water pumps
- Whirlpool bath pumps, motors and air switches
- Breaks and leaks of drain, water, gas, sewer and vent lines (not caused by freezing)
- Pressure regulators
- Clearing of stoppages in shower drains, tubs, sinks and toilets. Sewer and mainline stoppages may be covered if they are within 125 of point of access.
- Heating System
- Heating elements
- Heat pump
- Gas, oil and electrical furnaces
- Furnace gas valves
- Central Air Conditioning Systems
- Refrigeration system
- Evaporative cooler
- Built-in electric wall units
- Any ductwork that connects the heating or cooling unit to the register or grill
- Hot Water Heater
- All parts are covered except for storage or holding tanks, vents and flues, solar equipment and fuel storage tanks.
- Electrical Systems
- Junction boxes
- Switches and fuses
- Telephone wiring
- Circuit breakers
- Panels and sub-panels
- Kitchen Appliances
- Garbage disposals
- Trash compactors
- Built-in microwaves
- Garage Door Openers
- Central Vacuum System
- Attic and Exhaust Fans
- Ceiling Fans
- Pest Control Services
- Clover mites
- Ground beetles
- Roaches and more
Fixtures, grouting, septic tanks, and a variety of other items are not covered, so it’s important to read the warranty’s fine print to see what is covered and what is not. Thankfully, First American provides clear documentation of what their plans cover.
Optional coverage is also available for the following items:
- Pool and Spa Equipment
- Salt water cell
- Pump motors
- Above ground electrical and plumbing
- Heating units
- Kitchen Refrigerator
- Washer and Dryer
- Well Pump
- Septic Tank Pumping
- One time pumping available per contract if septic tank backup is causing stoppage. Keep in mind that this coverage only covers pumping and not the septic tank itself.
In addition to the optional coverage, upgrades are also available that offer even more coverage. This is ideal for homeowners that want the ultimate in home warranty protection.
Unlike other home warranty companies, First American does not impose age or size limitations on the appliances or systems covered by their warranty plans.
The Benefits of Choosing First American Home Warranty Coverage
The First American name is one that home buyers and real estate professionals have come to trust. In addition to their excellent coverage, the company also offers exceptional customer service. Their representatives are available 24 hours a day, seven days a week and 365 days a year to answer questions or help customers through the claims process.
On top of their friendly customer support, First American also maintains a large network contractors who are not only reputable, but licensed and insured as well. This means that when you submit a claim, you can rest assured that First American will send a trusted technician to your home. These technicians are both experienced and professional.
Every contractor that becomes a part of the First American network must first pass a rigorous screening process. The company checks to ensure that the contractor is licensed and insured. They also require contractors to provide references, which are verified. An internet search is also performed to check on the contractor’s reputation in the community. To further protect the quality of their network, the company requests feedback from customers to ensure that the contractors they hire are both competent and professional.
First American is a leader in the industry and continues to offer advanced home warranty coverage buyers and sellers are looking for. The company has been helping home buyers and sellers protect their investments for more than two decades. To back-up their claims of honoring their commitment to their customers, the company states that they paid out more than $125 million in home replacements and repairs in 2008. With affordable warranties and first-class customer support, First American is the clear choice for your home warranty needs.